INDEPENDENT FINANCIAL ADVICE

Superannuation really is super. Super lets you pay less tax and boost your retirement savings, all in one go. We really like it and we...

2017 has meant a major change that affects recipients of benefits such as the aged pension. When a person receives the aged pension,...

As we have said before, we like to wait a few weeks before going to press with our thoughts about the annual Commonwealth Budget. This...

Changes to superannuation from 1 July 2017 You probably know the Commonwealth Government hands down its annual budget in early May each...

A few years ago, a fellow adviser with good links to health providers was referred a client in his mid-thirties who had experienced a...

You have probably heard the term ‘positive gearing.’ It is a similar concept to negative gearing, which is certainly in the news a lot...

Gearing is the name we use whenever we borrow to make an investment. An investment financed with debt, at least in part, is sometimes...

As any business owner knows, there are ways to express the cost of anything: before tax and after tax. And as any successful business...

As financial planners, helping our clients manage their family home is one of the most enjoyable things we do. We love family homes. For...

This story was recently told to us by a fellow Dover adviser. He does a lot of work with doctors. Dr Ethan and his wife Esther migrated...

Most business owners eat at least one meal a day in the office or factory. So here is some good news: if you run your business through a...

Our theme this month is estate planning, and so we thought we would start with a quick article about what happens to your super when you...