INDEPENDENT FINANCIAL ADVICE

Phil Waugh is an ambassador of the R U OK campaign, which seeks to encourage all Australians to meaningfully connect with people around...

IF YOU TAKE a long, wide view, marriage and personal relationships are in fine shape. Parental coercion is weakening; marriages are...

Financial planners divide debt into two types: deductible debt and non-deductible debt. Deductible debt lets the borrower claim a tax...

I'm always looking for ways to add protein to some of my favourite meals. This is a great breakfast packed with plenty of protein....

2017 is drawing to a close and we wish you all the very best good fortune of the season. Thank you for being part of our journey in 2017....

Christmas is coming and you probably know someone who is really hard to buy a present for. You might be tempted to buy them a gift...

This week we continue our theme of inter-generational financial planning. We turn our attention to the very young members of your family....

Here is a troubling statistic: in the eight years from 2006 to 2014, the wealth of Australians aged between 65 and 74 increased by an...

Sometimes people really do win the lottery. But here is a story of someone who won the lottery twice. We recently came across a genuine...

Marriage automatically revokes a will, unless the will specifically contemplates the marriage and names the intended spouse. So, if you...

Superannuation is an area that is often forgotten or misunderstood in the estate planning process. A super fund member cannot just sign a...

Being self-employed requires an entirely different ‘mindset’ to being an employee. In our own experience, and in our observations of...

As we have said before, we like to wait a few weeks before going to press with our thoughts about the annual Commonwealth Budget. This...

A few years ago, a fellow adviser with good links to health providers was referred a client in his mid-thirties who had experienced a...

If you already own a home, then the last 20 years have been wonderful. For you. But what about your kids? Around Australia, house prices...

As financial planners, helping our clients manage their family home is one of the most enjoyable things we do. We love family homes. For...

At this time of year, many people decide to make some sort of donation to charity. In the UK they have found a 5% increase in the number...

Our theme this month is estate planning, and so we thought we would start with a quick article about what happens to your super when you...