INDEPENDENT FINANCIAL ADVICE

This week, we want to talk to you about what may turn out to be the most significant investment you could ever make. It is your own...

Superannuation really is super. Super lets you pay less tax and boost your retirement savings, all in one go. We really like it and we...

2017 has meant a major change that affects recipients of benefits such as the aged pension. When a person receives the aged pension,...

Concessional contributions Limit: $25,000 per person. This includes all sources of concessional contributions: super guarantee...

As we have said before, we like to wait a few weeks before going to press with our thoughts about the annual Commonwealth Budget. This...

In our blog article two weeks ago, we examined some changes to superannuation contributions that are scheduled to take effect from 1...

Changes to superannuation from 1 July 2017 You probably know the Commonwealth Government hands down its annual budget in early May each...

This time last year the media was awash with reports about life insurers who were rejecting too many insurance claims. Reports such as...

A few years ago, a fellow adviser with good links to health providers was referred a client in his mid-thirties who had experienced a...

You have probably heard the term ‘positive gearing.’ It is a similar concept to negative gearing, which is certainly in the news a lot...

Gearing is the name we use whenever we borrow to make an investment. An investment financed with debt, at least in part, is sometimes...

As any business owner knows, there are ways to express the cost of anything: before tax and after tax. And as any successful business...

If you already own a home, then the last 20 years have been wonderful. For you. But what about your kids? Around Australia, house prices...

As financial planners, helping our clients manage their family home is one of the most enjoyable things we do. We love family homes. For...

This story was recently told to us by a fellow Dover adviser. He does a lot of work with doctors. Dr Ethan and his wife Esther migrated...

Most business owners eat at least one meal a day in the office or factory. So here is some good news: if you run your business through a...

At this time of year, many people decide to make some sort of donation to charity. In the UK they have found a 5% increase in the number...

So, did your job make it onto the list of the 50 highest-paying jobs in Australia? The Australian Tax Office released the list last week....

What a month November was! For the share market, it all looked a bit ugly to begin with, as the news of Donald Trump’s likely election...

Our theme this month is estate planning, and so we thought we would start with a quick article about what happens to your super when you...